Metrocities Mortgage excels in assisting qualified borrowers with government loan programs that help shoulder the cost of owning a home. Our expert loan officers are here to help you navigate through the government loan process, while offering the added convenience of in-house approval and processing. Saving you time and providing added control, Metrocities is a government loan resource you can count on.

Federal Housing Administration (FHA) Loans

We have FHA loans with additional programs featuring up to 104% financing for first-time homebuyers, making it easier and less expensive for you to own a home.

· 0% - 3% of sales price down payment
· No minimum credit score requirements
· Cash-On-Hand down payments accepted
· Limited closing costs
· No prepayment penalty
· Streamlined documentation for refinances

Fixed-rate, adjustable-rate, and buydown loans are available.

Veterans Administration (VA) Loans

Metrocities an approved VA lender. That means we can approve and close VA loans without waiting for the VA’s approval of your credit application.

VA loans can have many advantages over traditional loan programs, including:

· No down payment required
· Reduced interest rates
· No monthly mortgage insurance premium
· Limited closing costs
· No prepayment penalty
· Streamlined documentation for refinances

We offer 15-year and 30-year fixed VA loans up to $240,000.

Metrocities Mortgage can also assist with obtaining a certificate of eligibility and ordering a VA assigned appraisal. We make it easy!

For more information about government loans, and how we can help you qualify, please contact us today.
Our expert loan officers are here to help you navigate through the government loan process, while offering the added convenience of in-house approval and processing.
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Metrocities Mortgage, LLC, located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403, is a Delaware limited liability company licensed by the California Department of Corporations under CRMLA. Arizona Mortgage Banker License #BK0903027; Georgia Residential Mortgage License #16984; Illinois Residential Mortgage Licensee #6424; Kansas Supervised Loan License #2002-4365; Massachusetts Mortgage Lender/Broker License #MC2011; Mississippi Registered Mortgage Company; Licensed by the New Hampshire Banking Department; Licensed Banker-New Jersey Department of Banking and Insurance #9932415; Registered Mortgage Broker – NYS Banking Department; Ohio Mortgage Broker #MB803629; Pennsylvania Department of Banking #1740 and licensed pursuant to the Secondary Mortgage Loan Act; Rhode Island Licensed Lender #20021343LL; licensed by the Virginia State Corporation Commission as MLB-786. This is not an offer to enter into a rate lock agreement under Minnesota law. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.